CSEA endorsed Cancer CarePLUS Helps you Detect and Treat Cancer

• Be Paid up to $60.00 every year for Cancer Screens
  Cancer CarePLUS pays benefits for ANNUAL cancer screening tests such as mammography, diagnostic radiology/imaging, pap smears, skin scans, colorectal, prostate and even physical exams as part of cancer-related check-ups.
• Collect CASH Benefits for Hospital Stays, Doctor Visits, Drugs, Chemo, Surgery and MORE
  If cancer is detected after you've been enrolled 60 days, CancerCare Plus pays cash benefits toward many of the services used in your treatment and recovery.
• Collect Benefits In Addition to Other Insurance
  You're paid benefits directly (or to a provider of your choice)-- to use as you see fit for day-to-day expenses, medical costs, traveling to/from the cancer center. You're in charge of how you spend the money.
• Cover your spouse and save on rates.
  Depending on your age group, you pay up to 30% less for your family, than if family members join separately and pay the single rate.
• Affordable group rates
  Coverage is payroll-deducted to make it easy to budget
• 30 Day FREE Look

If you have any questions regarding these benefits, please call 1-800-296-2732 or 916-326-4283.

Terms:
As long as you are a CSEA member or the spouse/dependent child of a CSEA member, under age 75, and you have been free of cancer for the past five years, you cannot be turned down for this coverage.

Effective Date: Your coverage will become effective on the first day of the month following receipt and approval of your Activation Form and first payroll deduction payment by the Administrator.

Termination: Your coverage will remain in force until you reach age 80, as long as you keep paying your premiums, Master Policy No. MZ0911370H0000A remains in force and you remain a CSEA member.

Pre-Existing Condition Limitation: No benefits will be payable for the Covered Person's Pre-Existing Conditions. They are defined as a Cancer, except Skin Cancer, for which the Covered Person received medical Treatment or medical advice within six months prior to the effective date of this coverage. Covered Medical Expenses resulting from a Pre-Existing Condition will not be covered unless six months of continuous coverage have elapsed under this coverage or under any qualifying prior coverage. Credit will be given toward satisfaction of the six months of continuous coverage for the time the Covered Person was covered under the qualifying prior plan provided the Covered Person becomes eligible for coverage under this plan within 30 days of termination of qualifying prior coverage, exclusive of any waiting period, and applies for coverage under this plan within the enrollment period set forth in the Group Policy. Qualifying prior coverage means any individual or group policy, contract, or program that is underwritten or administered by a health or disability insurer, nonprofit hospital service plan, health care service plan, fraternal society, self-insured employer plan, or other entity and that provides or arranges medical, hospital, and surgical coverage which does not supplement other private or governmental plans. This includes continuation or conversion coverage, but does not include accident only, credit, disability income, Medicare Supplement, Long Term Care, dental or vision, worker's compensation or similar law, or liability insurance. Qualifying prior plan also includes Medicare, Medicaid, and any other publicly sponsored health program. Any increase in benefits will be subject to a new Effective Date of Coverage on that increased amount of benefits only.

Exclusions: Benefits will not be paid under this Policy and any attached Rider for any expenses which result from: injury or sickness other than Cancer (except as noted in the specified disease rider to include Cystic Fibrosis, Diphtheria, Encephalitis, Heart Attack, Meningitis (Epidemic Cerebrospinal), Multiple Sclerosis, Muscular Dystrophy, Osteomyelitis, Poliomyelitis, Rabies, Scarlet Fever, Sickle Anemia, Small Pox, Stroke, Tetanus, Tuberculosis, Tularemia, and Typhoid Fever); expenses the Covered Person is not legally obligated to pay or those charged only because the Covered Person has insurance; treatment or services performed outside of the United States; declared or undeclared war or any act of war; full-time service in the armed forces; and participating in a riot, committing, or attempting to commit, a felony. All benefits are subject to the Overall Lifetime Maximum Benefit Amount of $300,000. This brochure presents an outline of terms and benefits. For complete information, please refer to Master Policy MZ0911370H0000A.

Endorsed by:

The CSEA incurs costs in connection with providing oversight and administrative support for this sponsored plan. To provide and maintain this valuable membership benefit, CSEA is reimbursed for these costs.

Underwritten by:
Monumental Life Insurance Company, an AEGON company, Cedar Rapids, IA. #8886929

© 2009 AGIA